I’m Francois, a financial risk analyst by day and gamer by night.
Credit Risk Quantitative Analyst
Senior Data Research
Financial Data Scientist
Some of my work
How To Detect and Prevent Financial Fraud in the Payments IndustryPublished on Payments Journal
How Fintechs Help SMEs to Grow in Exchange for DataPublished on The Banker
Why Investors Need to be Wary of the Investment Herd MentalityPublished on Global Trade
Clubhouse Tests Out Direct Payments to Content CreatorsPublished on Fintech Times
Ensuring the Long-term Future of Embedded FinancePublished on The Banker
Why Work With Me?
It’s my goal for people from all backgrounds to walk away with a deeper understanding of complex issues such as fintech, credit risk, statistical analytics, and what the data gathered from machine learning algorithms can tell us.
I’m especially passionate about reaching out to and helping underserved or disadvantaged consumers gain a stronger financial footing in today’s environment. Thanks to new technologies that promote financial inclusion, many barriers have been lifted for racial and sexual minorities, rural residents, and lower income people from economically disadvantaged areas.
Ultimately, the finance world is shifting as fintech has proven effective at disrupting traditional banking and establishing enduring structural changes in regards to how financial services are deployed. The problem is that most people don’t know how these shifts and changes will benefit them...or even that they can in the first place.
That’s where I come in. I’m at the point now where I want to focus my career towards teaching others about how to take advantage of these shifts through my writing.
Here’s why you should consider working with me:
I’m Told I’m Good at Writing
Writing has always been a big part of what I do. As a senior data researcher, one of my main responsibilities has always been to write detailed reports that analyze and forecast financial trends, and communicate analyses and recommendations to various cross-functional stakeholders.
During the last six years I’ve also taken on freelance writing projects to generate extra income on the side, and I discovered a joy for writing I never knew I had before. The bulk of my writing has focused on fintech, financial advice, data analytics, and financial risk.
My Experience Speaks For Itself
I’ve spent two decades translating complex findings and data into a compelling and easy-to-understand narrative for end users to follow.
Besides writing, I can also utilize basic tools such as Excel, PowerPoint or infographics to deliver reports and dashboards that further break down data and trends into meaningful visualizations.
I Know How to Work Together As A Team
Working as part of a team is what I do best. I’m an extrovert at heart and I always maintain a strong focus on my clients. I’m responsive to client requests, and work to develop a professional and productive working relationship.
I have nearly twenty years of experience working with teams to define methodological principles that are applicable to credit risk models, and also worked with recruiting managers at various companies to evaluate and measure organizational effectiveness and make recommendations for further optimization.